Australia’s most innovative SME Lender

We provide Rapid Capital to businesses even with low credit scores, challenging industries, and liquidations while also offering industry-leading commissions

Australia’s most innovative SME Lender

We provide Rapid Capital to businesses even with low credit scores, challenging industries, and liquidations while also offering industry-leading commissions

Fast and flexible funding
Transparent decision-making
Industry-leading commissions

Have clients declined elsewhere? 

Turn that NO into a YES with Rapital.

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What makes Rapital different?

At Rapital, we’re more than just a lending partner; we’re your trusted ally. Our mission is to empower businesses of all sizes, credit backgrounds, and industries by providing funding solutions tailored to meet the real-world challenges they encounter.

  • Flexible Financing Options:

    Loans from $5,000 to $250,000 to meet your clients’ needs.

  • Rapid Approval Process:

    Get approval in as little as 3 hours with next-day funding available.

  • Industry-leading Commissions:

    Earn up to 10% commission whilst supporting your clients with high approval rates.

  • We can fund deals others won’t:

    Especially those with bad credit.

  • World class lending experience:

    Decades of global experience enabling effective, transparent and seamless SME lending / partnerships.

Our Criteria

Rapital provides rapid capital to businesses most in need of help. Provided they meet the following 3 criteria:

Loan amount:

$5,000 to $250,000

Turnover:

Min. $10,000 per month

Trading history:

Min. 3 months

Our loan has been designed to meet the needs of clients that have faced even the following challenges:

Bad Credit
Challenging Industries
Liquidations

How it works

Partnering with Rapital will provide you simple access to rapid, flexible, transparent, and innovative financing. We pride ourselves on simplicity, and have a seamless and efficient 3step funding process:

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    1. Easy Application and Onboarding

    Complete the online form with your client’s information and leave the rest to us.

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    2. Fast Assessment and Approvals

    We'll review your clients' information and provide conditional terms rapidly. Our transparent offer includes repayment details, free from hidden fees and delivered within hours. You can then choose to accept the deal with our team's assistance or present it to your client with support from one of our dedicated Rapital Business Development Managers.

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    3. Rapid Funding Process and Industry-leading Commissions

    Once the loan is accepted, funds will be released the next day. You will then raise an invoice for our industry-leading commissions.

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Partnership

At Rapital, our innovative approach ensures you can secure next-day funding for your clients with higher approval rates. Deals declined elsewhere? No problem with Rapital! 

Our lending ranges from $5,000 to $250,000, and we prioritise fast approvals and flexible repayment plans tailored to your clients’ needs. With rapid approval times, in as little as 3 hours, and a specialisation in clients with challenging credit, challenging industries, and liquidations, we offer unparalleled flexibility to help brokers meet their clients’ financing needs effectively.

 

Partner with us for lending solutions that cater to your clients’ requirements.

Testimonial

What our brokers say

Rapital are a pleasure to work with, often going above and beyond to facilitate mine and my client’s needs with a great passion for helping on both a professional and social level.

Liam, Rapital Partnered Broker